Smart Money: Top Consumer Complaints, and Car Shopping in 2023

Welcome to NerdWallet’s Smart Money podcast, where we answer your real-world money questions.

This week’s episode starts with a conversation about the issues and providers that consumers are complaining about the most.

Then we pivot to this week’s money question from Jim:

“I am a fan of the podcast and want to say thank you to the NerdWallet team that put this podcast together week in and week out.

In 2023, I have a goal to buy a new car. My question is around car financing. My current car is almost 20 years old, and I am getting to the point where repairing the car isn’t worth the cost. Since I have had the car for so long, I have had time to build up a savings bucket where I could pay all cash for the new car I am thinking about purchasing.

My question is with the current market conditions and high inflation, am I better to pay for the car in cash or finance the car for 24-36 months?

Some more background information: I am grateful to have a 6-month emergency fund and I make…

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This article was written by Sean Pyles and originally published on