TD Bank has overhauled its credit card portfolio, adding two new products with unique features while making improvements to two of its existing cash-back cards.
Here’s a closer look at the card additions and enhancements.
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These TD cards, old and new, are available in only 15 states and Washington, D.C. If you’re not a resident of those areas (full list here), you can’t get these cards.
TD Clear Visa Platinum Credit Card: Predictable payments
The no-annual-fee TD Clear Visa Platinum Credit Card is what the issuer calls a “first of its kind” in the U.S. The card doesn’t charge interest, but instead you choose a subscription plan: Either $10 per month ($120 annually) in exchange for a $1,000 credit limit, or $20 per month ($240 annually) for a $2,000 credit limit. Along with having no APR, the card charges no foreign transaction fees, cash advance fees, over-limit fees or returned-payment fees.
One benefit of this setup is that you’ll get predictable monthly payments. If…
This article was written by Melissa Lambarena and originally published on www.nerdwallet.com