What Is the Social Security Disability 5-Year Rule?

The Social Security disability five-year rule allows people to skip a required waiting period for receiving disability benefits if they had previously received disability benefits, stopped collecting those benefits and then became unable to work again within five years.

The Social Security disability five-year rule makes the reapplication process easier for those who have worked intermittently but have a disability that, more than once within five years, prevents them from working.

Here’s what to know about how to qualify — and requalify — for Social Security disability insurance, or SSDI, benefits.

How do Social Security disability benefits work?

SSDI benefits have strict rules around who qualifies. These include rules regarding how long you have been disabled, when you apply and how long you worked before you became unable to work due to a qualifying disability.

Generally, you’re entitled to disability benefits if you meet all of the following requirements:

You have a…

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This article was written by Dalia Ramirez and originally published on www.nerdwallet.com