The Upgrade Life Rewards Card is the most recent credit card/personal loan hybrid from the financial technology company Upgrade. With no annual fee and the ability to earn an unlimited 3% cash back on gas, groceries, health services, streaming, and utility bill expenses, this card can upgrade the rewards earnings of even those with fair or average credit.
Those varied bonus categories make it a versatile card, and if you pair it with an Upgrade checking account, you can earn a $200 sign-up bonus (as of this writing).
But with a potentially sky-high annual percentage rate for those with lower credit, you won’t want to carry a balance on this card.
Here are five things to know about the Upgrade Life Rewards Card.
There are multiple versions of the Upgrade Card, and while they feature different rewards programs, their other general features are essentially the same. Learn about those options and find out which Upgrade Card is best for you here.
1. Bonus cash-back categories…
This article was written by Craig Joseph and originally published on www.nerdwallet.com