Credit Card Rental Car Insurance May Not Cover Renting an Electric Car

As car manufacturers ramp up production of electric vehicles, rental car companies like Hertz are joining the revolution. In 2021, the car rental company ordered 100,000 Tesla Model 3 vehicles for travelers who want to rent an electric car.

Now that EV car rentals are a thing, it raises a question many haven’t considered before: Does my credit card cover rental car insurance for EVs? Unfortunately, some credit card rental car insurance policies explicitly exclude Tesla rentals. However, the answer is a bit more complicated for other types of EV car rentals.

Here’s what you need to know about credit card insurance coverage on EV rentals.

Accessing credit card rental car insurance

Travel credit cards can be a great way of getting rental car insurance for no extra cost. Several premium travel credit cards automatically cover car rental damage and theft for cardholders.

Generally, all you need to do to get this insurance is use the card to pay for the rental and decline the rental car…

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This article was written by JT Genter and originally published on