The student-loan forgiveness application is now open in beta mode. Here’s how to fill it out to get up to $20,000 of debt forgiven.

You don’t need a W-2 or tax return to apply for student-loan forgiveness.
The federal student-loan forgiveness application is now open in beta-testing mode.
You need your name, Social Security number, date of birth, email address, and phone number to apply.
To qualify, you must make less than $125,000 a year for individuals, and $250,000 for married couples.

On August 24, President Biden announced that he would forgive $10,000 in student loans per borrower, $20,000 if you received a Pell Grant, if you meet the following income requirements:

Annual income of $125,000 or less for individualsAnnual income of $250,000 or less for married couples who file their taxes jointly

After delays due to lawsuits against Biden’s plan, the application is finally live in beta mode

Access the student-loan forgiveness application here.

You’ll receive a confirmation email if you apply during the beta-testing period, but your submission will not be processed until the application officially opens later…

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This article was written by [email protected] (Leo Aquino, CEPF) and originally published on