5 Things to Know About the American Eagle Credit Card

As far as store credit cards go, the Synchrony-issued American Eagle credit card doesn’t exactly soar above others.

Like many other store cards, it has a $0 annual fee, a high annual percentage rate and a modest sign-up bonus. What’s different about this card is its rewards structure, and that’s not a good thing if you like simplicity. American Eagle customers tend to be teens and young adults who may be new to credit cards, so the hard-to-remember rules aren’t ideal.

Other credit cards — especially general-purpose rewards credit cards — have a more streamlined way of earning rewards and better redeeming options.

Here are five things you need to know about the American Eagle credit card.

1. There are 2 versions of the American Eagle credit card

You can apply for one of two American Eagle credit cards, both of which bear the name of (and earn points in) American Eagle’s customer loyalty program, Real Rewards:

The Real Rewards by American Eagle & Aerie Credit Card. This card is usable…

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This article was written by Jae Bratton and originally published on www.nerdwallet.com