The 20 best rewards credit cards of September 2022: Our top picks for earning cash back, travel miles, and flexible points

Here are Insider’s picks for the best rewards credit cards currently available, based on welcome bonus offers, rewards earned on everyday spending, benefits, and overall value. 

Compare rewards credit cardsChase Sapphire Preferred

Why the Chase Sapphire Preferred is worth it: The Chase Sapphire Reserve® has a great welcome bonus offer, improved bonus spending categories, and excellent benefits for a minimal annual fee. 

Welcome bonus offer: Earn Chase Sapphire Preferred® Card

Now that the Chase Sapphire Reserve® has a $550 annual fee, it’s harder to recommend it as the best travel rewards card overall. The Chase Sapphire Preferred® Card, on the other hand, has a broader appeal with a number of similar features and a higher welcome bonus offer, all for a lower Chase Sapphire Preferred® Card annual fee.

The Chase Sapphire Preferred® Card added new or improved bonus spending categories and benefits including up to $50 in annual statement credits for hotels booked through the Chase…

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This article was written by [email protected] (Sarah Silbert, CEPF,Jasmin Baron, CEPF) and originally published on