If you get injured or sick during your trip, travel insurance can come to your rescue by reimbursing the cost of prepaid travel arrangements, like a hotel room, rental car or airfare. But it won’t necessarily cover the actual costs to get medical treatment, nor will it always cover the cost of transportation to get care.
For most people, you’ll need to rely on your existing medical insurance to cover the treatment. And while some health insurers cover you anywhere in the world, not all do, so check your policy before traveling.
Even if your plan covers treatment abroad, it may not cover transportation to get there, like an ambulance ride or perhaps even a helicopter. For that, you’ll need medical evacuation insurance.
What is medical evacuation insurance?
Medical evacuation insurance is typically included in travel insurance policies. It’s also commonly sold in tandem with travel medical expense insurance, which covers emergency medical treatment during your trip.
This article was written by Sally French and originally published on www.nerdwallet.com