Best Life Insurance for Children: 5 Policies That Cover Kids in August 2022

As a parent, grandparent or legal guardian, buying life insurance for children is one way to guarantee coverage for them later in life.

Our list of the best life insurance for kids includes companies that offer standalone life insurance policies for children — not riders, which tend to expire when the child becomes an adult. To refine the list, we assessed age eligibility, coverage amounts available, and the ease of getting a quote and purchasing a policy. We also looked at additional features, like the ability to top up the policy when the child grows up and reaches major milestones such as getting married or becoming a parent themselves.

Best life insurance for children in August 2022

All of the life insurance companies listed below scored at least 3 out of 5 stars, with most scoring higher. While life insurance policies for kids aren’t an everyday purchase, it’s important to compare life insurance quotes from a few companies before making a decision.

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This article was written by Katia Iervasi and originally published on